Finding Personal Loans Can be Simple

We'll show you lenders likely to say YES. Searching WON'T harm your credit score. Free and easy to use.

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At LendingArch, we understand that life happens, and being able to fund the important and exciting moments is essential. While LendingArch offers help Canadians find the right credit cards, business loans, and car loans, we also help match people with personal loans!

Do you need a personal loan in Canada? Are you unsure if you will qualify for one or how much you’ll qualify for? Do you know your credit score?

To see if you qualify for a personal loan, simply apply by filling out our quick application. It will only take a few minutes of your time.

We’ll ask straightforward questions about your personal financial history, and then we’ll show you which lenders best match your needs and creditworthiness. Along with this, we will even show you the lender’s average rates personalized to you so that you’re able to make an informed decision about what loan you’d like to take.

Quickly navigate through the Personal Loan Lenders

Best lender to build credit

Refresh Financial

Personal Loan Marketplace

Find a lender that best suits your needs.

Name

Min./Max. Amount

Est. APR*

Funding Time

Read our Review

$500 - $30,000

19.99%

48 hours

Apply Now Will I be accepted?

Name

Min./Max. Amount

Est. APR*

Funding Time

Read our Review

$1,000 - $35,000

29.9%

48 hours

Apply Now Will I be accepted?

Zero to Funded Within Hours. 3 Easy Steps:

LOAN APPLICATION

We ask for some basic info so we can match you with the best lenders that will give you the highest chance of approval. Our online filters includes the basics like what you think your credit score is and how much you want to borrow. We've made it fast, easy and secure.

PERSONALIZED LOANS

Within seconds, we'll show you the best lenders that match your needs and your credit situation. To finalize your loan, choose the lender you want to proceed with.

SMILE, YOU'RE FUNDED!

Finalize your loan details and once approved - smile.

Here are some two very common questions that people ask every day. But this is where the magic of LendingArch comes in. We are able to offer you the help you need when researching and applying for personal loans — regardless of your credit score — in a few simple steps.

What do I need to qualify for a personal loan?

Lady is working on the computer, searching for the personal loans Just the time it takes to fill out a simple online application. That’s all, nothing more.
We’ll ask straightforward questions about your personal financial history, and then we’ll show you which lenders best match your needs and creditworthiness. Along with this, we will even show you the lender’s average rates that have been customized to you so that you can make an informed decision about what loan you’d like to take.

LendingArch works with various lenders in Canada that accept online applications. We are making the process speedy and simple. When we give you recommendations on the top personal loans for you, we know that you will not have to wait long to obtain the rate, loan terms and qualifications.

If you have missed payments, had some tough times in life, or have not been able to pay back previous debts, LendingArch is here to help you, too.

Remember, we only have one short form to fill out, and it does not affect your credit score. When you apply to a lender on your own, you run the risk of multiple hits to your credit score, making the process of getting a personal, business or car loan much harder. With the help of LendingArch, you can quickly find the right online personal loan, without fear of ruining your credit.

What Can I Use the Monies for?

Personal loans can be used for many thrilling, important and impactful moments in a person’s life. Whether it be to fund higher education, the arrival of a baby, credit card payoff, home improvement, emergency costs, small business and even debt consolidation, we know that personal loans can be a huge help.

Our lenders are competing for your business so our rates are great. In addition, you won’t get better rates going direct so you are best of using our simple tools to be able to get a snapshot of those loans that give you a high probability of approval. You can also use our loan calculators to get a better understanding of your payments. Remember our goal is to make sure you have all the information to make good financial decisions.

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