Compare multiple offers in minutes


Zero to Funded Within Hours. 3 Easy Steps:

Loan Application


We ask for some basic info so we can match you with the best lenders that will give you the highest chance of approval. Our online filters includes the basics like what you think your credit score is and how much you want to borrow. We've made it fast, easy and secure.

Offer And Verify


Within seconds, we'll show you the best lenders that match your needs and your credit situation. To finalize your loan, choose the lender you want to proceed with.

Smile You're Funded


Finalize your loan details and once approved - smile.

I need a personal loan – where and how can I get a personal loan quick?

Need a personal loan? Unsure if you will qualify for a Personal loan? Don’t know how much you can borrow? Don’t know what your credit score is? Or do you know what your credit score is but you are unhappy with it and you want to increase the score so you can expand your credit?

These are all very common questions that people face every day, and that is where LendingArch comes in.

LendingArch will help you with obtaining a personal loan, bad credit, no credit, average credit or even excellent credit scores, LendingArch can help you.

What do I need to qualify for a personal loan?

Just the time it takes to fill out a simple online application. That’s all, nothing more.

LendingArch works with lenders in Canada that accept online applications, and have the technology to be able to pre-qualify borrowers so that when we recommend a loan, we know our borrowers will not have to wait long to obtain the rate, loan terms and qualification that they deserve.

How much can I qualify for and what can I use the monies for?

A Personal loan can be borrowed for many different reasons. Maybe you are getting married and need a wedding loan? Maybe you are newly married and are family planning and need a loan? Or buying that new house and need some cash to get you through the renovations?

Whatever your needs, LendingArch can find the right lender for you, and can get you funded!

Getting a personal loan doesn’t have to be a scary process, you don’t have to wait in an empty waiting room at a bank for hours upon end. These days you can simply source the right lender for you through the LendingArch platform and apply online. In minutes, you can get approved and if the lender has any hesitations, LendingArch will recommend a credit card loan or similar so we make sure you get funded!

Who is LendingArch?

At LendingArch, we have one goal in mind, to be a one stop shop for Canadians to compare rates for any given loan. Founded in 2015, we have become one of the largest and fastest growing online lending marketplaces. It’s no wonder that thousands of Canadians trust us to simplify of getting a loan for them at the best rates.  We give Canadians the ability to compare loan offers from Canada’s best lenders, all in less than a few clicks and with an amazing and easy customer experience. Our goal is to give Canadians the ability to make the best decision on their mortgages, credit cards, personal loans, small business loans and insurance. Regardless of their credit score, we have a lender that wants to work with our borrowers. Today, LendingArch has many of Canada’s most well-known and reputable companies on our site, from alternative lenders to financial institutions. LendingArch gives Canadians with the widest range of loan options for every need. So far, we have had over 20,000 loan requests, worth over $220 Million. LendingArch is not a lender itself, but we can help you find the best loan product at the best rate.

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Why should I compare rates?

LendingArch helps you go over hundreds of loan options to compare the best lenders in Canada and deals within minutes. Whether you are searching for an auto loan, the best travel points credit card, a business loan to expand your company or a personal loan to consolidate your debt, LendingArch will help you find the best rate for you.

What’s the best thing about LendingArch?

The best part about LendingArch is that you do not need to go the complicated process of filling out applications for loan products separately, or have to do research yourself into which lender or credit card is the right fit for you.

Instead, we have done all that work for you. We have searched the market to understand the best deals and rates out there, so you don’t have to.

All in one spot. At the end of the day, we show you the lenders are likely to say YES.

And best of all, searching on LendingArch will not harm your credit. We are fast and easy to use.

LendingArch Signup


How does LendingArch Work?

It takes time to research the best rates for your loans, you have to go online, often call the lenders to understand their process and you then have to decide on your own if you think you will qualify.

Each time you apply to a lender you run the risk that your credit score will be checked which is fine unless you are not being approved in which case your credit score could go down with each enquiry.

The solution? Here at LendingArch we have taken this pain away by having you answer a few straightforward questions that takes a few minutes, we then can show you which lenders that match your needs and creditworthiness, as well as their average rates so you can make better and quicker decisions on which lender or loan you want to work with.

What can you use the personal loans for?

Our lenders are competing for your business so our rates are great. In addition, you won’t get better rates going direct so you are best of using our simple tools to be able to get a snapshot of those loans that give you a high probability of approval. You can also use our loan calculators to get a better understanding of your payments. Remember our goal is to make sure you have all the information to make good financial decisions.


End continuous debt cycles with a lower rate and clear payoff date in site. 


Perhaps it's time to make that blue print a real picture.


Motorcycle or boat? You've worked hard and deserve the best.


You can never stop learning. You can always keep growing.


Inject some cash into your business and watch it flourish.


Wedding, honeymoon, 40th birthday party...make it count!


Let us pay off your outstanding debt, and offer you one low fixed payment.


It costs more than $10,000 per year to raise a child. 'Nuff said. 


You can't foresee everything. But you can predict a manageable payment. 

LendingArch Highlights

  • Great and simple articles on personal finance
  • An easy to use application to prequalify for most lenders
  • Amazing customer support
  • Canada's best lenders on one site
  • Search for unsecured personal loans for up to $35,000

Our promise to you

You're a human being, not a credit score or file on someone's desk. We've been where you are and we know what you want - an easy process, a fair shot at a loan, and your funds deposisted fast. So that's exactly what we deliver. Basically, it's a whole new way of lending money where you, the borrower, matter most. Imagine that.


What if I have bad or less than good credit?

If you have missed payments, had some tough times in life or have not been able to pay back previous debts, we feel that this is the best place for you to get the right loan from. Remember - we only have one short form to fill out and that does not further effect your credit score which is the last thing you would want. Each time to individually apply to a lender by researching them out on your own, you are running the risk of multiple hits to your credit score which is a never-ending cycle and makes it harder to get a loan each time. A lower credit score does not mean that you will be denied a loan, although it might result in higher interest rates. But with the right loan and timely payments you can rebuild your credit score.  We also have some great partners and solutions for you to help you rebuild your credit too.

What are your requirements to show me loan rates?

  • Being a Canadian or permanent resident
  • Being at least 18 years old
  • Having a verifiable bank account
  • Having a steady source of income