• Welcome offer: Get up to 90,000 points and the annual fee waived in the first year for both the primary cardholder and authorized users.*
• 5x the points for every $1 spent on eligible travel purchases,* 3x the points for every $1 spent on eligible dining and entertainment purchases and recurring bill payments,* 1 point for every $1 spent everywhere else.*
• Now get the highest rewards points for travel of any premium flexible travel card in Canada!†
• Complimentary membership in Mastercard Travel Pass provided by DragonPass,* with four annual complimentary passes.
• Access over 1 million Wi-Fi hotspots around the world – all at no added cost, and no added fees or roaming charges*
• Get valuable benefits and offers for digital everyday services from a variety of on-demand apps and subscription services
• Points you can use to cover all flight charges & taxes*
• Fly on any airline, with no blackout dates*
• Best-in-class travel and medical insurance (unlimited trips per year)*
• BMO Concierge Service*
• Unlock Mastercard Travel Rewards cashback offers when you travel and shop outside of Canada

BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information

*Terms and conditions apply
†Statement based on a comparison of the redeemable value of the non-promotional travel rewards points earned on premium flexible Canadian credit cards as of May 3, 2022. “Flexible” is defined as points earned when you purchase travel anywhere and “premium” refers to cards with an annual fee of ≤ $150 or has an income requirement of ≤ $150,000 annual individual income.

Welcome Offer: Get 3,000 AIR MILES Bonus Miles when you spend a minimum of $5,000 in the first three months. Plus, we’ll waive the $149 annual fee for a year.*

• No annual fee for the first year*
• Get 4x the Miles when you use your card at participating AIR MILES partners
• Get 1 Mile for every $12 you spend
• 25 payment grace days*
• Get up to 22 additional cards so employees can easily make purchases on behalf of your business and help you earn points faster* (employee cards have an annual fee of $50)
• Use your card at Costco locations across Canada*
• Travel Protection*
• Get cash advances at any BMO Bank of Montreal branch or at more than 1 million ATMs worldwide*
• Our Liability Waiver Program protects your business against employee card abuse*
• What makes this card unique: Become A Cardholder & Get Access To Virtual On-Demand Healthcare With Maple*

BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information

*Terms and conditions apply.

• Welcome Offer: Get over $1,500 in value!* This includes up to 100,000 BMO Rewards Points – that’s a $669 value in the first year.*
• 0.00% introductory interest rate on Balance Transfers for 9 months with a 3% transfer fee.*
• No annual fee for the first year*
• Earn 4 BMO Rewards points for every $1 you spend on gas, office supplies, and cell phone/internet bill payments*
• Earn 1.5 BMO Rewards points for every $1 you spend*
• Get up to 7 cents off per litre on all Shell®± fuel*
• Complimentary membership in Mastercard Travel Pass provided by DragonPass, with two annual complimentary passes*
• 25 payment grace days*
• Get up to 22 additional cards so employees can easily make purchases on behalf of your business and help you earn points faster* (employee cards have an annual fee of $50)
• Use your card at Costco locations across Canada*
• Travel Protection*
• Our Liability Waiver Program protects your business against employee card abuse*
• Get cash advances at any BMO Bank of Montreal branch or at more than 1 million ATMs worldwide*
• Worldwide Acceptance
• Become A Cardholder & Get Access To Virtual On-Demand Healthcare With Maple*

BMO is not responsible for maintaining the content on this site. Please click on the Apply Now link for the most up-to-date information

*Terms and conditions apply.

Fantastic credit card insurance package with a flat 1.5% cash back rate

The BMO Cashback World Elite MasterCard is a great short-term cashback credit card.

• Welcome offer: Get up to 10% cash back  in your first 3 months and the $120 annual fee waived in the first year*
• Earn more cash back on the categories that mean the most:
  • 5% on groceries*
  • 4% on transit including ride sharing, taxis and public transportation*
  • 3% on gas and electric vehicle charging*
  • 2% on recurring bill payments like your monthly phone bill or favourite streaming service*
  • 1% unlimited cashback on all other purchases*
• Get the highest cash back earn rate on groceries in Canada.*
• Get valuable benefits and offers for digital everyday services from a variety of on-demand apps and subscription services.
• Extended Warranty Plus*
• Purchase Protection Plus*
• Complimentary membership in Mastercard Airport Experiences provided by LoungeKey*.
• Complimentary Roadside Assistance Program*
• Access over 1 million Wi-Fi hotspots around the world – all at no added cost, and no added fees or roaming charges*
• BMO CashBack World Elite Travel and Medical Protection*
• BMO Concierge Service*
• Unlock Mastercard Travel Rewards cashback offers when you travel and shop outside of Canada

BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up-to-date information

*Terms and conditions apply
†Statement based on a comparison of the non-promotional grocery rewards earn rate on Canadian cash back credit cards as of  January 4, 2023.

1. Welcome offer: Get 10% cash back on gas, office supplies, and cell phone/internet bills for 3 months.*
2. 0.00% introductory interest rate on Balance Transfers for 9 months with a 3% transfer fee.*
3. Get 1.5% cashback on eligible gas stations, office supplies purchases and on your cell phone and internet recurring payments*
4. 1.75% cashback at Shell®*
5. 0.75% cashback on all other card purchases*
6. 25 payment grace days*
7. Optional Employee Cards – empower employees with delegated purchasing authority*
8. Use your card at Costco locations across Canada*
9. Our Liability Waiver Program protects your business against employee card abuse*
10. Get cash advances at any BMO Bank of Montreal branch or at more than 1 million ATMs worldwide*
11. Worldwide Acceptance

BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information