PAYING OFF CREDIT CARD DEBT WITH ONLINE LOANS
IMAGINE YOUR LIFE AFTER YOU PAY OFF YOUR CREDIT CARDS
Simple Loan Application. Low Fixed Rates.
Why Should I Borrow To Pay Off Credit Card Debt?
High interest credit cards can be overbearing and difficult to handle. Focus on saying goodbye to credit debt with fixed monthly loan payments and lower rates.
Fixed monthly payments
Simple online application
Funds straight to your bank account
No hidden fees or surprises
You are more than your credit score
Respect Future You By Paying Off Credit Card Debt With An Online Personal Loan
We think a picture is worth a thousand words. Below you can see the benefits of using a personal loan to pay off your credit card debt. Not only is credit debt expensive, but in this example, it would also take you 66 years to eliminate your credit debt by making minimum payments (for a standard Canadian credit card). And not only do we see this as unfair, but ridiculous. Say no to minimum payments, your future self will thank you.
We empower you to check your potential loan interest rate in just minutes and try to help you get the loan rate you deserve. We don’t see you as just a number, but as a person, and determine a fair rate that fits your financial persona. An ongoing credit card balance can be daunting, refinancing your credit card debt doesn’t only save time and interest charges, it allows you to set a date of when you will eliminate debt. An end goal. A finish-line.
How much interest would you pay on $10,000 over 3 years?
You would pay $2,427 or 3.55x more
We are here as an evolutionary financial service, where our mission is to align with your goals, not complicate them.
Fair Interest Rates
Our interest rate is developed based on you as a person, not the same rate as everyone else. Stop paying 19.9%.
Fixed Payment Plan
One standard rate, fixed monthly payments, and an end date. Know when you are going to be debt free.
SMILE, YOU'RE FUNDED
We aim to humanize the lending experience and are available to help at any time. No strings attached.