LendingArch Makes Getting A Car Loan Easy


At LendingArch, we empower Canadians to make easier and smarter financial decisions. In just a few minutes, you can be matched and approved for a car loan, and get behind the wheel of your new car fast!

How to apply for a car loan with Lending Arch


Loan Application

Fill out application online or call


Personalized loans

Go over your best matches


Smile, you're funded!

Receive the car financing you need


LendingArch is here to help you by ensuring the process of getting a car loan is speedy and seamless. Just follow these quick steps to get started.

Good credit, bad credit or no credit we can help you get an auto loan in Canada.

The process of getting any type of loan — whether personal or for business purposes — can often feel so daunting. However, we don’t believe it has to be that way. LendingArch has set out to make the process of getting any loan, including a car loan, easy and efficient. Don’t believe us? Try it yourself, with these steps.


1. We will ask you questions such as what kind of vehicle you are looking for, your monthly budget and your annual income. This vehicle financing application process will take less than two minutes and allows us to better understand your situation, so that we’re able to match you with the best car loan possible.


2. Once you’ve provided us with the details of your situation, this is when the magic happens. When anyone applies for a car loan directly with a lender, their credit is checked to determine the right fit. This can cause a hard inquiry on a person’s credit, meaning that any lender can see this on your credit report, ultimately affecting it. If you aren’t approved, it makes it harder to a get a loan the next time. However, when applying for a car loan through LendingArch, we do not do any credit check, we take your information and look at a 360 degree picture of your financial picture, taking into account your employment, income and where you live. We look beyond your credit score and have chosen to work with auto dealerships and lenders that have the same philosophy as us.


3. Within seconds, LendingArch will provide you with a pre-approval based on your information, our incredibly smart matching engine which we call CARE (because we do) will know which of our dealerships or lenders can get you driving. Our friendly team will contact you with the dealership information (location, what to bring with you to get the approval finished etc)

4. That is it. Car financing on your terms.

Benefits from getting a car loan through LendingArch

Bad Credit, No Credit and Bankruptcy Approved

Flexible repayment schedule

Assisted Thousands of Canadians

Get approved in less than 24 hours

Easy online loan application process

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98% Acceptance rate

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Fast application approval

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Rates start at 4.9%

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Free application form

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