Capital One credit card
Capital One® Low Rate Guaranteed Mastercard®
These annual interest rates are not applicable for residents of Quebec. For residents of Quebec, please click here. Collect 1.5% back in CT Money®ˆ on almost all your grocery purchases when you pay with your Triangle Credit Card (on the fir
Applying continues on Capital One's secure site — LendingArch may earn a commission.

- Annual fee
- See issuer site
- Purchase rate
- See issuer site
- Issuer
- Capital One
Card highlights
- These annual interest rates are not applicable for residents of Quebec. For residents of Quebec, please click here.
Collect 1.5% back in CT Money®ˆ on almost all your grocery purchases when you pay with your Triangle Credit Card (on the first $12,000 per year; excludes Costco and Walmart).
Collect 4%† back in Canadian Tire Money® when you shop at Canadian Tire, Sport Chek, Atmosphere, Sports Rousseau, Hockey Experts, L’Entrepôt du Hockey, Mark’s/L’Équipeur and participating Sports Experts stores.
Collect 5¢ per litre back in Canadian Tire Money® at Gas+ and participating Husky stations¹
Collect Canadian Tire Money® everywhere else you shop†
Canadian Tire Bank is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the ‘apply now’ link.
‡To qualify, purchase must be made within 30 days of approval at any of our participating retailers* (online or in-store). Activation of physical card required. A maximum of $50 CT Money can be awarded.
* at Canadian Tire, Sport Chek, Atmosphere, Sports Rousseau, Hockey Experts, L’Entrepôt du Hockey, Mark’s/L’Équipeur and participating Sports Experts stores.
ˆ1.5% earn rate applies to the first $12,000 in annual spend at grocery stores with Mastercard merchant code 5411. Excludes purchases at Walmart, Superstore and Costco. After than, your earn rate will be 0.5%. For examples of qualifying grocery merchants, visit triangle.com/merchants. Annual spend is based on a calendar year of January 1 – December 31, 2020
† The Triangle Rewards Program is owned and operated by Canadian Tire Corporation, Limited. The Triangle credit cards are issued by Canadian Tire Bank. Rewards are in the form of electronic Canadian Tire Money® (CT Money®). Not all items sold at Canadian Tire, Sport Chek, Mark’s, L’Équipeur, Atmosphere, Sports Rousseau, Hockey Experts, L’Entrepôt du Hockey, and participating Sports Experts are eligible to earn CT Money or to be redeemed for. Available in-store only at Sports Experts, Sports Rousseau, Hockey Experts, L’Entrepôt du Hockey. Certain Sports Experts stores or rental shops may not participate. Not available at out-of-store events. Conditions apply. Visit triangle.com for full program rules and Partner location information. The offered rate is exclusive of any bonus or promotional offers or redemption transactions. CT Money is collected on the pre-tax amount of the purchase. No rainchecks.
¹Minimum fuel purchase may be required. Rate subject to change and could vary by location, see gas bar for details. Not all gas bar locations have premium fuel.
®/™ Mark’s and L’Équipeur are registered trademarks of Mark’s Work Wearhouse Ltd.
®/™ FGL Sports Ltd.
HUSKY, Husky House, myHusky.ca, myHusky Rewards are trade-marks owned or used under licence by Husky Oil Marketing Company, a Division of Husky Oil Operations Limited.
®/™ Canadian Tire Money and CT Money are registered trademarks and Triangle, Triangle Rewards and the Triangle design are trademarks owned by Canadian Tire Corporation, Limited, and are used under licence.
®/™ Mastercard, World Mastercard and World Elite Mastercard are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated.
At a glance
| Card name | Capital One® Low Rate Guaranteed Mastercard® |
|---|---|
| Issuer | Capital One |
| Annual fee | See issuer site |
| Purchase interest rate | See issuer site |
| Rewards | See card details |
| Best for | balance transfer low interest cards |
Full card details
These annual interest rates are not applicable for residents of Quebec. For residents of Quebec, please click here.
Collect 1.5% back in CT Money®ˆ on almost all your grocery purchases when you pay with your Triangle Credit Card (on the first $12,000 per year; excludes Costco and Walmart).
Collect 4%† back in Canadian Tire Money® when you shop at Canadian Tire, Sport Chek, Atmosphere, Sports Rousseau, Hockey Experts, L’Entrepôt du Hockey, Mark’s/L’Équipeur and participating Sports Experts stores.
Collect 5¢ per litre back in Canadian Tire Money® at Gas+ and participating Husky stations¹
Collect Canadian Tire Money® everywhere else you shop†
Canadian Tire Bank is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the ‘apply now’ link.
‡To qualify, purchase must be made within 30 days of approval at any of our participating retailers* (online or in-store). Activation of physical card required. A maximum of $50 CT Money can be awarded.
* at Canadian Tire, Sport Chek, Atmosphere, Sports Rousseau, Hockey Experts, L’Entrepôt du Hockey, Mark’s/L’Équipeur and participating Sports Experts stores.
ˆ1.5% earn rate applies to the first $12,000 in annual spend at grocery stores with Mastercard merchant code 5411. Excludes purchases at Walmart, Superstore and Costco. After than, your earn rate will be 0.5%. For examples of qualifying grocery merchants, visit triangle.com/merchants. Annual spend is based on a calendar year of January 1 – December 31, 2020
† The Triangle Rewards Program is owned and operated by Canadian Tire Corporation, Limited. The Triangle credit cards are issued by Canadian Tire Bank. Rewards are in the form of electronic Canadian Tire Money® (CT Money®). Not all items sold at Canadian Tire, Sport Chek, Mark’s, L’Équipeur, Atmosphere, Sports Rousseau, Hockey Experts, L’Entrepôt du Hockey, and participating Sports Experts are eligible to earn CT Money or to be redeemed for. Available in-store only at Sports Experts, Sports Rousseau, Hockey Experts, L’Entrepôt du Hockey. Certain Sports Experts stores or rental shops may not participate. Not available at out-of-store events. Conditions apply. Visit triangle.com for full program rules and Partner location information. The offered rate is exclusive of any bonus or promotional offers or redemption transactions. CT Money is collected on the pre-tax amount of the purchase. No rainchecks.
¹Minimum fuel purchase may be required. Rate subject to change and could vary by location, see gas bar for details. Not all gas bar locations have premium fuel.
®/™ Mark’s and L’Équipeur are registered trademarks of Mark’s Work Wearhouse Ltd.
®/™ FGL Sports Ltd.
HUSKY, Husky House, myHusky.ca, myHusky Rewards are trade-marks owned or used under licence by Husky Oil Marketing Company, a Division of Husky Oil Operations Limited.
®/™ Canadian Tire Money and CT Money are registered trademarks and Triangle, Triangle Rewards and the Triangle design are trademarks owned by Canadian Tire Corporation, Limited, and are used under licence.
®/™ Mastercard, World Mastercard and World Elite Mastercard are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated.
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