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Borrow smarter with LendingArch
Guides, comparisons, and explainers on Canadian mortgages, loans, credit cards, and credit health.
How to Refinance Your Mortgage
If you own a home, you’re probably familiar with the highs and lows of homeownership and perhaps the basics of … Read more
Should I Refinance My Mortgage?
After making one of the biggest decisions of your life—whether or not to buy a home—you took the plunge and … Read more
7 Tricks to Getting a Great Mortgage Rate
Buying a new home is an exciting endeavor, and it’s also one of the biggest financial purchases you may ever … Read more
12 Key Terms To Understanding Your Mortgage
It’s that exciting time in your life where you are ready to buy your first home a place to call … Read more
What is a Mortgage Loan?
If you’ve ever daydreamed about owning a home, there’s probably one aspect of homeownership that seems more like a nightmare … Read more
How Does a Car Loan Work?
Chances are, when shopping for a new or used vehicle you will need some kind of a car loan. You … Read more
Should I Buy a New Car or a Used Car?
Different Solutions For Different People Here’s the short version: go with a well-vetted used vehicle unless you’ve got money to … Read more
How to negotiate the best price at a car dealership
Not sure how to get the best price at a car dealership? Here is what you need to know and how you go about it
LendingArch – We Invite You to Write for Us
Do you consider yourself somewhat of a wordsmith? Have you got a story to tell and you’re just looking for … Read more
How A Personal Loan Can Affect Your Short- And Long-Term Budgeting
We’ve all been there. A great opportunity arises, but then you realize the cash to seize it simply isn’t there. … Read more
Québec Car Loan Calculator
When finances are tight, searching for auto loan financing can be a frustrating experience. Limited funds can make affording the … Read more
Manitoba Car Loan Calculator
Have you been spending more and more time in the service shop with your car lately? Try our Manitoba car … Read more
Can I Lease a Car with Bad Credit?
Have you reached the point with your current vehicle that it is no longer meeting your needs or wants? Are … Read more
LendingArch’s Canada-Wide Dealer Network Gives You Access To All Makes And Models
When you’re shopping around for financing on a new vehicle purchase, getting a great deal and a fair rate are … Read more
Nova Scotia Car Loan Calculator
[gravityform id=”24″ title=”false” description=”false” ajax=”true”] It sure would be nice to upgrade your vehicle, wouldn’t it? Maybe your family is … Read more
Saskatchewan Car Loan Calculator
[gravityform id=”24″ title=”false” description=”false” ajax=”true”] In the market for a new set of wheels, but held back by a less-than-sparkling … Read more
Stop Dreaming And Start Travelling With An Easy Auto Loan!
Do you dream of solo road trips where you can jump into your car and drive anywhere the wind takes … Read more
Should You Pay A Car Loan Down Payment With A Credit Card?
What do you do if you need a new vehicle now, but you’re totally strapped for cash? Your first instinct … Read more
9 Secrets For Leasing A Car In 2019
Leasing a car and finding the best auto loan calculator Canada has to offer isn’t easy. While there are lots … Read more
No Matter Where You Live In Canada, LendingArch Can Help Put You Behind The Wheel
Canada is made for driving. From the Atlantic to the Pacific, from the great white north to the bustling cities … Read more
The Definitive Guide For Buying A Used Car in Canada
Once you’ve decided that the time has come to purchase a new-to-you vehicle, the next logical question tends to be … Read more
No Credit Check Car Loans With Guaranteed Approval: True Or False?
Are you in desperate need of a new car? But you’re also totally broke, right? And maybe you haven’t been … Read more
10 Best-Selling Vehicles In Canada In 2019
It’s surprising how many vehicle brands and types you’ll find out there for sale! And, if you’re in the market … Read more
The Best Way To Secure Used Car Financing
For many people currently in the marketplace for a new car, purchasing a brand new, never-been-owned-before vehicle is not only … Read more
The Advantages Of Purchasing Certified Pre-Owned Cars vs. Used Cars
Are you in desperate need of a car? Either because you don’t have one and need one fast so you … Read more
Financing a new car? Don’t make these seven common mistakes!
Shopping for a car can be a thrilling experience. Checking out the shiny new models, planning that wild road trip, … Read more
Zero Down Versus Something Down: Bad Credit Financing
You need a vehicle, and you need one now. But your credit score is lower than it should be, and … Read more
Car Repair Loans: It’s Easier Than You Think!
It’s Friday night, you leave work only to find the engine light has begun flashing on the dashboard. Great, you’ve … Read more
In-House Financing Versus A Bad Credit Personal Loan
Life has thrown you a few curveballs recently, and now you’re trying to work out where to start when it … Read more
7 Tips For The Best Car Financing!
Do you want or need a new car but don’t have any extra money? Maybe you have bad credit and … Read more
5 Warning Signs Your Current Car Loan Was A Bad Choice
It’s certainly true that not all bad credit car loans are the same! And often when you’re desperate to buy … Read more
Car Loan Alternatives? Where To Go For Help In Toronto
Shopping for a car should be a fun experience. But for some, it’s plain stressful. In Canada, having a car … Read more
Getting a Personal Loan in Canada With Good or Bad Credit
We get it, life happens. Sometimes that means you require cash quickly. And chances are you won’t always have immediate … Read more
Your Source for the Best Bad Credit Car Loan Rates in Canada
Are you in the market to buy a new vehicle, but you have a less-than-stellar credit score? Trying to find … Read more
The State of Online Loans in Canada in 2019
You call the bank, wait on hold, get transferred one or two times, schedule a meeting for your lunch hour … Read more
Common Car Loan Requirements: For Good and Bad Credit
When it comes to living in Canada, there is one thing almost all Canadians have in common, the need for … Read more
It’s 2019, Do You Know What Your Credit Score Is?
You likely hear the term “credit score” being thrown around a lot. But if you’re like most Canadians, you’re likely … Read more
Biggest Causes of Canadian Bankruptcies in 2019
Each year, over 120,000 people file for bankruptcy in Canada, and this number is expected to climb in 2019. With … Read more
Types of Online Loans Available at LendingArch
At LendingArch, we specialize in connecting borrowers to the best online lenders. With our streamlined, simplified online application process, we … Read more
Alternative Financing for Canadian Car Dealers
For many Canadians, their vehicle is a vital part of their daily lives. Many drivers feel an important, even intimate, … Read more
10 Big Myths About Debt and Credit
With so much uncertainty about debt and credit, there are many myths that can cause confusion. Credit, debt, and bankruptcy … Read more
7 Questions to Ask Yourself Before Applying for a Personal Loan
A personal loan can be a very effective way of maintaining your cash flow and can help bridge the gap … Read more
Move on from Credit Card Debt with a Personal Loan
Credit cards are so integrated into our financial lives, it’s becoming increasingly difficult to get around using them. In recent … Read more
How To Finance A Vehicle Purchase In Canada With Bad Credit
Credit affects every aspect of our financial lives. No matter how well or poorly you’re doing, your borrowing history follows … Read more
How Bad Credit Affects Your Interest Rate When Financing a Vehicle
Your credit history tells a story about you. Whenever you apply for a mortgage on a new home, look into opening a personal … Read more
5 Ways To Improve Your Likelihood Of Getting Approved For Bad Credit Car Loans
Proving to lenders that you are a responsible borrower can be tough if you have bad credit. Learn how to … Read more
Getting A Car Loan After Bankruptcy
From driving to and from work to hauling the kids around to soccer practice, having a car is essential for … Read more
How does term and payment frequency affect your loan?
Aside from loan amount, there are some other important details you need to choose when applying for a loan: payment … Read more
9 Tips for First Time Credit Users
Getting approved for your first credit card is exciting because it means you can start to build your credit. Plus, … Read more
5 Practical Tips to Manage Your Credit
Your credit can mean the difference between getting approved or denied for a loan. Good credit often means you’ll get … Read more
Building Credit Without a Credit Card
Did you know that credit cards are the gold standard for building credit? Credit bureaus and credit scoring models look … Read more
Car Loans for Good, Fair and Bad Credit
When you need a car, it’s tempting to visit the dealership as soon as possible and buy a car from … Read more
The Best Credit Cards for Beginners
If you’re new to credit or you just moved to Canada, you’ll find yourself looking into credit cards for beginners … Read more
Balance Transfer Credit Cards: How They Work
If you find the idea of a balance transfer card with a low introductory rate appealing, you may then want … Read more
Car Loan Pre-Approval Before Going into a Dealership
With so many car models, hundreds of cars in the lot, and pricing structures that aren’t always easy to understand, … Read more
5 Monthly Budgeting Habits You Should Avoid
Creating and sticking to a monthly budget is hard. If it were easy, everyone would be successfully saving money and … Read more
How to Create the Perfect Monthly Budget
Every year you tell yourself that you’re going to improve your finances. Then life gets in the way and you … Read more
Top Technology Tools to Start an Online Business
You’ve done your legwork to start your new online business, including testing your products and services with your prospective customers, … Read more
8 Steps to Starting Your Own Business
You have a great idea and are interested in starting your own business. What’s holding you back? You’re not sure … Read more
What Are The Top Money Saving Apps to Use?
With the new year looming, you may have told yourself that this is the year you’ll save more money and … Read more
2 Things to Do Before Getting Car Loans in Canada Through a Dealership
Buying a car is an exciting time. It can also be a bit overwhelming, especially when you’re at the dealership … Read more
How to Build Your Credit Score
If you hope to buy a house, rent an apartment, take out a car loan, or even get certain jobs, … Read more
What Factors Determine a Credit Score and Approval for Credit Cards in Canada?
You may have heard of the term credit score, but what exactly does that 3-digit number represent and how does … Read more
5 Ways to Save Money and Get Last Minute Deals on Flights
It’s summertime and your friends and co-workers are constantly talking about their upcoming vacations to far-flung places. As for you, … Read more
Is Refinancing an Option With Bad Credit Car Loans? Yes. Here’s How
There are many benefits to refinancing a car loan. Some of the top reasons include lowering monthly car payments, turning … Read more
A Guide to Finding Ideal Personal Loans in Canada
Ideally, you’ll never need to borrow money or worry about securing personal loans in Canada. However, we know sometimes personal expenses … Read more
19 Business Loan Terms You Need to Know
Owning and running a business is no small feat! From dealing with employee turnover, to buying the right amount of … Read more
Need an Auto Loan? How A Car Loan Calculator Can Help
Are you in need of an auto loan? Wondering how to figure out a monthly payment you can afford? If … Read more
How to Fit Your Auto Loan Payments into Your Budget
Now that you’ve decided you need a new car, what’s the next step in the car buying process? Determining the … Read more
The Pros and Cons of Leasing vs. Buying A New Car
You’re in need of a new car. Should you buy or lease? Financially speaking, buying a car could be cheaper … Read more
How Will A Business Loan Affect My Credit? What You Need to Know
As a small business owner, especially for those just starting out, we know that it can be tough to find … Read more
Personal Loans and Grace Periods: Making Your Payments on Time
Life throws you a curveball, and you need some extra cash. Whether you’re in need to fund your next home … Read more
4 Benefits of Getting Pre-Approved for a Car Loan
Buying a car is stressful. That’s because it’s one of the most expensive purchases you’ll ever make and there are … Read more
Best Sign Up Bonuses, Offers, and Deals of 2018
In fact, there are many credit cards out there touting various rewards and perks. This leads to the next conundrum: which … Read more
4 Things to Know Before Applying for Online Loans
Have you ever applied for online loans? Perhaps you’ve thought of applying but you want to know more about what … Read more
Can You Get A Car Loan For A Used Car?
Cars are essential to get from point A to point B. Are you in the market for one? You’re in … Read more
The Top 12 Debt Consolidation Mistakes People Make
Did you know that one of the biggest problems that Canadians deal with financially is debt? According to Equifax Canada … Read more
10 Misconceptions of a 0 Down (Bad Credit) Car Loan
Are you in the market to buy a new or used car? Chances are you’ll probably take out a car … Read more
Are Online Loans Safe, Secure and Reliable?
Where would we be without the internet? Whether you’re online shopping, using Amazon, doing some online banking, or even buying … Read more
Getting Ready for School? Here’s Our Guide on How to Find Car Loans in Canada
Going back to school shopping? Is a car on your list? Whether you’re a student proactively looking for a car … Read more
Understanding Car Loans: The Ultimate Checklist for Finding a Car Loan
Cars are expensive, but they’re also necessary for life in Canada. Indeed, if you have a car, it’s hard to … Read more
How It Works: Online Debt Consolidation Loans
Consumers are turning to debt consolidation loans as a way to resolve credit card repayment. The growth in online lending … Read more
10 Mistakes People Make When Getting An Auto Loan
The car-buying experience can come with many different encounters — some positive and some negative. Securing a loan and getting … Read more
It’s a Match! Managing Bad Credit and Car Loans
If you feel trapped in the hole of bad credit, it might seem like it’s impossible to get the car loans … Read more
The Ins and Outs of an Auto Loan
Are you considering getting an auto loan? If so, you likely have many questions about where to start, how it … Read more
Loan Brokers and Car Loans: What You Need to Know
If you’re looking to compare car loans (or any type of loan, for that matter), you may encounter what is … Read more
Personal Loans and Debt: 5 Ways to Brilliantly Borrow
Are you considering applying for a personal loan in Canada? It can be tempting to secure some extra cash to … Read more
3 Savvy Ways to Use Your Credit Card this Year
Have you heard stories of people who wracked up financial debt or have bad credit? Many of you have either … Read more
How to Get Financing in British Columbia: Loans Online
LendingArch Makes Online Loans in British Columbia Easy Are you in British Columbia and looking to gain access to loans … Read more
Do I Really Need a Personal Loan for That?
We’ve all been there — you need extra cash toward that family vacation, the emergency situation or to fund your … Read more
4 Tips To Getting Approved For a Car Loan Even With Bad Credit
If you apply with the right lenders, you will be able to get approved for a car regardless of your … Read more
Do I Need a Down Payment for a Car Loan
If you’re a Canadian in the market for a new car, you might be interested in securing a car loan … Read more
LendingArch 101 – Intro to Marketplace Lending
Understanding marketplace lending – the first lesson of the day! It’s common for people to mistake us as just “another … Read more
Millennials, Debt and Online Personal Loans
Debt levels of the millennial generation – compared to the available opportunity for success – has been a trending topic across … Read more
Hollywood’s Take on Finance | Episode 1
One of the emerging themes of film in recent years has been the dramatization and production of stories from the … Read more
4 Entrepreneur Myths Demystified
We are seeing the emergence of a growing forward thinking class of entrepreneurs around the globe as opportunity in the … Read more
Millennials & Money’s Relationship Status?
Personal Finance: It’s Complicated. The millennial generation has made its mark on mainstream culture, but what about when it comes … Read more