BMO credit card
BMO CashBack® World Elite®* MasterCard®*
The BMO Cashback World Elite MasterCard is a great short-term cashback credit card. Welcome offer: Get up to 10% cash back in your first 3 months and earn an additional $75 cash back bonus when you spend $25,000 in your first year. Plus, we
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- Annual fee
- $120
- Purchase rate
- See issuer site
- Issuer
- BMO
Welcome offer
Welcome offer: Get up to 10% cash back in your first 3 months and earn an additional $75 cash back bonus when you spend $25,000 in your first year. Plus, we’ll waive the $120 annual fee in the first year.**
Card highlights
- Earn more cash back on the categories that mean the most:
- 5% on groceries*
- 4% on transit including ride sharing, taxis and public transportation*
- 3% on gas and electric vehicle charging*
- 2% on recurring bill payments like your monthly phone bill or favourite streaming service*
- 1% unlimited cashback on all other purchases*
- Get the highest cash back earn rate on groceries in Canada.*
- Get valuable benefits and offers for digital everyday services from a variety of on-demand apps and subscription services.
- Extended Warranty Plus*
At a glance
| Card name | BMO CashBack® World Elite®* MasterCard®* |
|---|---|
| Issuer | BMO |
| Annual fee | $120 |
| Purchase interest rate | See issuer site |
| Rewards | Welcome offer: Get up to 10% cash back in your first 3 months and earn an additional $75 cash back bonus when you spend $25,000 in your firs |
| Best for | cash back cards, rewards cards |
Full card details
The BMO Cashback World Elite MasterCard is a great short-term cashback credit card.
- Welcome offer: Get up to 10% cash back in your first 3 months and earn an additional $75 cash back bonus when you spend $25,000 in your first year. Plus, we’ll waive the $120 annual fee in the first year.**
- Earn more cash back on the categories that mean the most:
- 5% on groceries*
- 4% on transit including ride sharing, taxis and public transportation*
- 3% on gas and electric vehicle charging*
- 2% on recurring bill payments like your monthly phone bill or favourite streaming service*
- 1% unlimited cashback on all other purchases*
- Get the highest cash back earn rate on groceries in Canada.*
- Get valuable benefits and offers for digital everyday services from a variety of on-demand apps and subscription services.
- Extended Warranty Plus*
- Purchase Protection Plus*
- Complimentary membership in Mastercard Airport Experiences provided by LoungeKey*.
- Complimentary Roadside Assistance Program*
- Access over 1 million Wi-Fi hotspots around the world – all at no added cost, and no added fees or roaming charges*
- BMO CashBack World Elite Travel and Medical Protection*
- BMO Concierge Service*
- Unlock Mastercard Travel Rewards cashback offers when you travel and shop outside of Canada
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*Terms and conditions apply
†Statement based on a comparison of the non-promotional grocery rewards earn rate on Canadian cash back credit cards as of January 4, 2023.
Ready for the BMO CashBack® World Elite®* MasterCard®*?
Applications are completed on the issuer's website, where you'll see the current rates, fees, and full terms before you submit.
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BMO CashBack® World Elite®* MasterCard®*
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