SimplyCash Preferred Card from American Express
This credit card offers a solid combination of a balance transfer promotion and a stellar rewards program. It’s a great option if you plan to keep using the card after you’ve paid off the balance.
While the card doesn’t charge a balance transfer fee, transfers are limited to 50% of your credit limit or $7,500, whichever is less. It also charges an annual fee, making it less worthwhile for someone who doesn’t plan to use the card for new purchases.
- Balance Transfer Offer: 0%
- Great Added Benefit: 5% Cash Back on all eligible purchases at gas stations, grocery stores, and restaurants for the first 6 months. 2% Cash Back when the welcome rate ends.
- Foreign Trans Fee: 2.5%
- Intro Transfer APR: 1.99% in the first 6 months
- Non Intro Transfer APR: 22.99% on funds advance