SimplyCash Preferred Card from American Express

This credit card offers a solid combination of a balance transfer promotion and a stellar rewards program. It’s a great option if you plan to keep using the card after you’ve paid off the balance.

While the card doesn’t charge a balance transfer fee, transfers are limited to 50% of your credit limit or $7,500, whichever is less. It also charges an annual fee, making it less worthwhile for someone who doesn’t plan to use the card for new purchases.

  1. Balance Transfer Offer: 1.99% interest in the first six months of Card Membership if you choose to transfer your other credit card balance to this card
  2. Great Added Benefit: 5% Cash Back on all eligible purchases at gas stations, grocery stores, and restaurants for the first 6 months. 2% Cash Back when the welcome rate ends.