SimplyCash Preferred Card from American Express

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This credit card offers a solid combination of a balance transfer promotion and a stellar rewards program. It’s a great option if you plan to keep using the card after you’ve paid off the balance.

While the card doesn’t charge a balance transfer fee, transfers are limited to 50% of your credit limit or $7,500, whichever is less. It also charges an annual fee, making it less worthwhile for someone who doesn’t plan to use the card for new purchases.

  1. Balance Transfer Offer: 0%
  2. Great Added Benefit: 5% Cash Back on all eligible purchases at gas stations, grocery stores, and restaurants for the first 6 months. 2% Cash Back when the welcome rate ends.
  3. Foreign Trans Fee: 2.5%
  4. Intro Transfer APR: 1.99% in the first 6 months
  5. Non Intro Transfer APR: 22.99% on funds advance

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This post was not sponsored. The views and opinions expressed in this review are purely my own.