No-Fee Scotiabank Value Visa Card

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This card charges a higher interest rate on its balance transfer promotion and also a $3.50 balance transfer fee. But the card has no limit on how much you can transfer, and a $3.50 fee is almost negligible if you’re transferring a large balance.

The card also has no annual fee and a decent ongoing interest rate.

  1. Balance Transfer Offer: 3.99% interest on balance transfers for the first six months
  2. Great Added Benefit: This card has a low 16.99% APR on purchases and no annual fee!!

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