American Express Essential Credit Card

The American Express Essential Credit Card not only offers a low introductory interest rate but you’ll also continue to get a low rate after the introductory period.

If you have excellent credit, this card is hard to pass up.  

What’s more, the card doesn’t charge a balance transfer fee. On the other hand, you are limited, to transferring up to 50% of your credit limit with a maximum of $7,500.

1. Balance Transfer Offer: 0%
2. Great Added Benefit: Super Low 8.99% APR on purchases
3. Foreign Trans Fee: 2.5%
4. Intro Transfer APR: 1.99% in the first 6 months
5. Non Intro Transfer APR: 8.99% on funds advance