American Express Essential Credit Card

The American Express Essential Credit Card not only offers a low introductory interest rate but you’ll also continue to get a low rate after the introductory period.

If you have excellent credit, this card is hard to pass up.  

What’s more, the card doesn’t charge a balance transfer fee. On the other hand, you are limited, to transferring up to 50% of your credit limit with a maximum of $7,500.

  1. Balance Transfer Offer: 1.99% interest in first six months of Card Membership if you transfer your other card balances to this card
  2. Great Added Benefit: Super Low 8.99% APR on purchases