American Express Essential Credit Card
The American Express Essential Credit Card not only offers a low introductory interest rate but you’ll also continue to get a low rate after the introductory period.
If you have excellent credit, this card is hard to pass up.
What’s more, the card doesn’t charge a balance transfer fee. On the other hand, you are limited, to transferring up to 50% of your credit limit with a maximum of $7,500.
- Balance Transfer Offer: 0%
- Great Added Benefit: Super Low 8.99% APR on purchases
- Foreign Trans Fee: 2.5%
- Intro Transfer APR: 1.99% in the first 6 months
- Non Intro Transfer APR: 8.99% on funds advance